R. Akif is a 49-year-old farmer who breeds calves for the meat selling in the small village of Saatli. He has been in the business since 1993. He is married and has three children. It is very hard to keep his family in good conditions selling only meat, and Akif has decided to purchase two cows and start selling dairy products as milk and yoghurt. Dairy products are in very high demand all across Azerbaijan, and Akif believes that it will bring him benefits in the future.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.