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Sepoleka is 52 years of age and a widow with 4 children. Sepoleka owns and operates a business venture, selling a variety of different products to the local community. She has 2 years of experience in this business.

Sepoleka needs a loan of WST $1500 to purchase additional products to sell. She plans to use the profits from her business (estimated to be 300 talas or US $125 per week) to pay for her children's tuition fees.

In 2010, Spoleka joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Sepoleka's second loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 84
    View loans »
    Samoa Loans Fundraising
  • $7,832,775
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Sepoleka to purchase additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Dec 15, 2011
Currency Exchange Loss:
Jan 22, 2013