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Gloria Auxiliadora
The communal bank Jaime Roldos meets every 15 days in the Jaramijo (Manta) canton, this place is known for its beautiful beaches that bathe the coasts of this beautiful place. Here, the majority of inhabitants are very hard-working and work in tasks of the sea.

In this place we met Gloria, she is 33 years old, married, and from this relationship has four children. The children are 13, 11, and 7 years old and a baby that is ten months old. The eldest is in high school and the next two are in school. Her husband is a fisherman.

She is a very hard-working woman since besides taking care of her household she works at a factory in town. Also, to generate more income she sells Avon products (beauty products, cosmetics, perfumes, and ladies accessories). She works everyday - Monday through Friday she works at the factory and on weekends she sells her products. She sells the products door to door and she also sells them to co-workers. She sells on credit and then collects every fifteen days. She has been selling products for three years and it has been going very well for her.

This loan is to buy perfumes, creams, and cosmetics. This is the fourth cycle at the communal bank and she likes it because the payments are easy to make.

Her dream is to buy another boat for her husband.
View original language description ↓
El Banco Comunal Jaime Roldos se reúne cada 15 días en el cantón Jaramijo (Manta), este lugar es conocido por sus hermosas playas que bañan las costas de este hermoso lugar, aquí la mayoría de los habitantes son muy trabajadores y dedicados a las faenas del mar.

En este lugar conocimos a la señora Gloria, tiene 33 años de edad, está casada y de esta relación tienen cuatro hijos de 13, 11, 7 años y un bebé de 10 meses de edad, la mayor estudian en colegio y los dos que siguen en escuela. Su esposo se dedica a la pesca.

Ella es una mujer muy trabajadora ya que además de cuidar de su hogar trabaja en una empresa de la localidad, pero también para generar más ingresos se dedica al comercio, vende productos Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días ya que de lunes a viernes trabaja en la empresa y los fines de semana se dedica a sus ventas, las cuales las realiza puerta a puerta y también les vende a sus compañeros del trabajo, deja sus productos a crédito y cobra cada quince días. Tiene tres años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas y cosméticos. Este es el cuarto ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es compra otra lancha para su esposo.



About Ecuador

  • $10,200
    Average annual income
  • 85
    View loans »
    Ecuador Loans Fundraising
  • $23,931,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Gloria Auxiliadora to buy perfumes, creams, and cosmetics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2011
Listed
Dec 16, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012