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Jose Manuel
Manuel is a 52-year-old man who lives with his family in a community in the southern zone of Costa Rica, in Concepción de Pilas, Puntarenas. The local economy is based on agricultural and livestock production, particularly the growing of tubers, coffee, corn and beans, and livestock raising.

Manuel is requesting a loan for 500,000 colones so that he can care for his crops, buying fertilizer and fungicide to protect his corn seed crops as it is a reliable and sustainable choice. With these fertilizers, Manuel will increase the soil's capacity to absorb different nutritional elements. He will use the fungicides to avoid fungus appearing on his plantations so that his customers will not risk ingesting them and becoming ill.

In this way, Manuel will provide good-quality produce to his customers. He will reach the sales goal that he has set out for each month. He will also be able to meet his obligations and payments so that he can provide for his large family.

Manuel is a member of the Danta community loan company, one of 150 community loan companies in Costa Rica.
View original language description ↓
Manuel es un hombre de 52 años de edad y vive con su familia, en una comunidad de la zona Sur de Costa Rica, ubicada en Concepción de Pilas, Puntarenas. La economía local está basada en actividades agropecuarias, donde destaca la siembra de tubérculos, café, maíz, frijoles y ganadería.

Manuel está solicitando un préstamo de ₡500.000 (quinientos mil colones), para darle mantenimiento a su siembra por medio de abono y fungicidas para proteger sus cultivos de semillas de maíz, ya que es una alternativa fiable y sostenible. Con estos abonos, Jose aumentara la capacidad que posee el suelo de absorber los distintos elementos nutritivos y con los fungicidas que utilizara gracias a este préstamo también evitara que aparezcan hongos en sus plantaciones, para que al ingerirlos sus clientes no corran peligro de adquirir alguna enfermedad.

Y así brindara productos de calidad a sus clientes, alcanzara la meta de venta que se ha propuesto para cada mes. Y además dará a abasto con todas sus obligaciones y pagos para así sacar adelante a su numerosa familia.

Manuel es socio de la Empresa de Crédito Comunal de la Danta S.A, una de las 150 empresas de crédito comunal de Costa Rica.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,023,725
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jose Manuel to buy fertilizer and fungicides for growing corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 17, 2011
Listed
Dec 16, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 20, 2012