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Juan Bautista Del Carmen
Juan Bautista is 49 years old and lives with his family in a rural community in Costa Rica called Mollejones de Patanares, Pérez Zeledón. Mollejones is located 150 kilometers south of the province of San Jose, the capital of Costa Rica. It is 850 meters above sea level. There, the people cultivate vegetables and coffee and also raise beef cattle and pigs. There are also some organic farming projects and hydroponic vegetable gardening (growing plants in water, without soil). In addition to agriculture, the community has mechanic shops, a supermarket, small restaurants (low-cost eateries) and a furniture store.

For some time, Juan Bautista has owned a small business where he sells caps, hats and T-shirts. He started his business in 2003 and the outcome has been good since he has been very well received in his community and his earnings have helped him to move his family forward. Currently he has six machines for his business.

Nowadays, Juan Bautista would like to request a loan of 600,000 colones to purchase more materials, which he needs for his shop. With this sum he expects his small business to grow and begin to generate more income so he can improve his living conditions.

Juan Bautista is part of the “Empresa de Crédito Comunal de Bancruce” Communal Bank, one of the 150 member organizations of EDESA in Costa Rica. As a member, he has received a loan that has enabled him to grow as a small business man.
View original language description ↓
Juan Bautista es un señor de 49 años el cual vive con su familia en una comunidad rural de Costa Rica llamada Mollejones de Platanares, Pérez Zeledón. Mollejones es una comunidad ubicada a 150 kilómetros al sur de la Provincia de San José, la capital de Costa Rica. Se encuentra a 850 metros sobre el nivel del mar. Ahí se cultivan hortalizas, café y además se desarrollan otras actividades como la crianza de ganado de engorde y de cerdos. Existen también algunos proyectos de agricultura orgánica y hortalizas en hidroponía. Además de la agricultura en la comunidad hay talleres mecánicos, un supermercado, pequeños restaurantes (sodas) y una mueblería.

Desde hace algún tiempo Juan Bautista se dedica a su microempresa donde vende gorras, sombreros y camisetas. Inició este proyecto desde el año 2003 y los resultados han sido buenos, ya que ha tenido una gran aceptación en su comunidad y los ingresos que ha generado lo han ayudado a sacar adelante a su familia. Actualmente tiene seis maquinas para su negocio.

En estos momentos lo que desea Juan Bautista es solicitar un préstamo por ¢600,000 (seiscientos mil colones) para comprar más materiales para su taller, los cuales necesita para su proyecto. Con esto espera que su microempresa crezca y llegue a generar más ingresos para mejorar su condición de vida.
Juan Bautista forma parte de la Empresa de Crédito Comunal de Bancruce una de las 150 organizaciones socias de EDESA en Costa Rica. Como socio ha recibido un microcrédito que le han permitido crecer como microempresarios.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 26
    View loans »
    Costa Rica Loans Fundraising
  • $4,365,675
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juan Bautista Del Carmen to buy materials for his small business.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 3, 2012
Listed
Dec 19, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 4, 2014