El Ciruelito Group
Update on El Ciruelito GroupMariana is 55 years old and married. Her husband is named Narciso and he is a farmworker. They have three school-aged children. Jacqueline attends secondary school along with Ruth and David.
Mariana is a businesswoman. She makes aprons and sells them in the neighboring villages. She has been doing this for the past fifteen years. With this loan she will buy fabric. She is hoping for a good outcome for her business as she likes to do this work.
Mariana belongs to the group called "El Ciruelito". It has eleven members that we would like to name. They are MA Elvis, Carmela, Evelia, Isabel, Elia, Prajedis, Lina, Ivett, Joaquina, Enoemi, Mariana and Alejandra. They run various businesses such as selling fruits and vegetables, selling clothes, selling groceries, etc.
Ella es comerciante hace mandiles y los vende sale a venderlos a pueblos cercanos ya tiene 15 años con el negocio el préstamo lo invertirá en comprar tela para hacerlo y ella espera buenos resultados con el negocio ya que le gusta mucho su trabajo.
Mariana pertenece al grupo el ciruelito que esta integrado por 11 mujeres trabajadoras que a continuación serán mencionadas: MA Elvis, Carmela, Evelia, Isabel, Elia, Prajedis, Lina Ivett, Joaquina, Enoemi, mariana, Alejandra, todas realizan una actividad comercial como son: venta de frutas y verduras, ropa, abarrotes, etc.,
Previous Loan DetailsSeñora Carmela is 46 years old. She is married and has six children, three of whom are still financially dependent and in school. Rubí is studying in regular school, Isabel is studying for her baccalaureate, and the youngest is in primary school. Her husband's name is Joaquín, and he works in ... More from El Ciruelito Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid