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Maria
María Carolina, 44, is a single mother of six children, two of which (ages 13 and 5) live with her. She has her own home in the center of the town of San Fernando de Kivinaki in the province of Chanchamayo (central forest). She is a farmer and loves what she does, as it has allowed her to provide for her children. On her cropland she grows yucca plant, plantain, beans, corn and citrus fruits.

She is an expert at selling her produce since each harvest occurs in different months of the year, and she stays stocked this way. And since she does not throw anything away, she also sells plantain leaves. "Selling the leaves is profitable, since each packet is worth 5 PEN and every two weeks I sell between 60 to 70 packets.", she says. She also buys and sells peanuts, which she purchases at 8 PEN and sells for 10 or 11 PEN. The business is easy. With the same effort and perseverance, María wants to add to her crops and grow peanuts so she can give her children a better quality of life.

This is her first loan through MFP and she is grateful for the support. She is happy to belong to the communal bank "Las Semillitas de Kivinaki" because she believes that more achievement comes through teamwork. The loan will be used to hire workers to clear the yucca and corn fields. The rest will be used to buy bags of organic fertilizer.
View original language description ↓
María Carolina tiene 44 años de edad, es una madre soltera de 6 hijos, pero vive con 2 de ellos, de 13 y 5 años. Habita en su casa propia en el centro poblado San Fernando de Kivinaki en la provincia de Chanchamayo (selva central). Ella es una mujer de campo. Le gusta lo que hace. Con la agricultura ha sacado adelante a sus hijos. En sus terrenos de cultivos propios siembra: yucas, plátanos, frijol, maíz y cítricos. Sabe muy bien como comercializar sus productos, ya que cada uno de ellos se cosecha en distintos meses del año. Así se abastece. Y como ella no desperdiga, también se dedica a la venta de hojas de plátanos. “Es rentable vender hojas, cada paquete está a 5 soles y a la quincena vendo de 60 a 70 paquetes”, dice. También compra y vende maní, adquiriendo el kilo a 8 soles, y lo que ofrece de 10 hasta 11 soles. El negocio es conveniente. Con el mismo esfuerzo y perseverancia, María desea ampliar sus sembríos, para producir maní y plátanos, de esa manera sus hijos tendrán una mejor calidad de vida. Este sería su primer préstamo de MFP, por lo que agradece de antemano el apoyo. Se siente contenta de pertenecer a “Las Semillitas de Kivinaki”, su banco comunal, por que sabe que en equipo los logros serán mayores. De obtener el dinero, contratará personal para la limpieza de sus parcelas de yucas y maíz. Con lo sobrante comprará bolsas de abonos orgánicos.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria to hire workers and buy sacks of fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 25, 2011
Listed
Dec 15, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012