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Rajabhola is a retired woman, who has many children and lives in a mountainous district, where animal husbandry is the primary type of work and business. The entire family - daughters-in-law, sons and grandsons - help to look after the livestock. Rajab's husband is also a retiree. He works part-time at a collective farm and supports the family budget somewhat. Besides feeding livestock, the women spin yarn from their goats' wool and knit socks and other goods for sale. Over the period of obtaining financing with us, Rajab increased her livestock headcount and somewhat improved her housing conditions. She married off her son, and our loan helped her a lot, for which she is grateful and plans to continue working with us. She plans to use this loan to purchase small livestock.
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Рачабхола - многодетная женщина на пенсии, живет в горном районе, где основным делом и бизнесом является животноводство. Вся семья - невестки,сыновья и внуки помогают присматривать за скотом. Муж на пенсии, подрабатывает на колхозе и немного поддерживает семейный бюджет. Кроме откорма скота женщины прядут пряжу из шерсти своих коз и вяжут носки и изделия на продажу. За период кредитования у нас увеличила свой скот, немного улучшила состояние дома. Женила сына и наш кредит ей очень помог, за что благодарна и планирует с нами работать и дальше. На запрашиваемый кредит собирается прикупить мелкий скот.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,712,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rajab to buy sheep and goats.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 16, 2011
Dec 15, 2011
Currency Exchange Loss:
Aug 15, 2012