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Marcelina
She was born in the province of Inhambane, southern Mozambique. She is married and has five children, only two of which still attend school. She completed 3rd grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and also supports three grandchildren who live with her.
She has been selling various products for over 11 years and earns an income of about 7.000mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has had loans in other banks and has managed to repay without difficulties. She first heard of Hluvuku through a friend who is also a client of this institution. This is her first loan with Hluvuku. It is for 16.000mt, which she intends to use to purchase goods such as olive oil, rice, flour, peanuts, etc., in order to increase the quantity of her merchandise.
She pledges to repay as scheduled. In the future she plans to expand her business and for that reason she intends to request more loans from Hluvuku.
View original language description ↓
Nasceu na Provincia de Inhambane, Sul de Moçambique, casada e mãe de 5 filhos dos quais apenas 2 ainda frequentam a Escola. Fez a 3ª classe e parou por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e sustenta 3 netos que vivem com ela.

É negociante ha mais de 11 anos vende produtos diversos e tem um rendimento de cerca de 7.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Já teve emprestimo noutros bancos e conseguiu pagar sem dificuldades. Conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 16.000.00mt, com qual pretende comprar produtos (oleo, arroz, farinha, amendoim, e outros) para aumentar a quantidade da sua mercadoria.
Compromete se a pagar devidamente e no futuro pretende ampliar o seu negocio, para tal tensiona solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 33
    View loans »
    Mozambique Loans Fundraising
  • $2,446,150
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marcelina to purchase goods for selling (olive oil, rice, flour, peanuts, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2011
Listed
Dec 14, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2012