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Phuong and her family live in Ho Chi Minh City. She is 41 years old and has a daughter. Her husband earns an income working in interior decoration.

Phuong has been earning a living by operating a general store from the door of their house for the past seven years. She sells a variety of basic goods, such as sugar, confectioneries, and basic household necessities.

Phuong would like to borrow money to expand her business by increasing the quantity and variety of basic goods, such as snack foods and beverages, that she sells from her store. She hopes that this will enable her to increase her income and improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 118
    View loans »
    Vietnam Loans Fundraising
  • $14,478,025
    Funds lent in using Kiva
  • 21,006.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Phuong to buy a variety of basic goods and household necessities to stock her store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 14, 2011
Currency Exchange Loss:
Sep 15, 2012