Mrs. Him, age 63, is a local farmer as well as a hog raiser. She permanently lives in Baray district, Cambodia, with her husband and eight children. She has been engaged in rice farming since she was a young girl. She has gained a lot of experience with this type of work, and she grows her rice crops twice a year by using the water from the nearby river during a dry season.
At the present, Mrs. Him is preparing to grow her dry-season rice but she has inadequate funds to complete the process. Therefore she is taking out a loan from HKL to buy rice seed and fertilizer to start growing her crops. In the future, she hopes to enhance her farming business and buy necessary farming materials such as a plow and a pump.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.