She left Magude for Maputo when she got married. She has been selling various products for over 29 years and also owns rooms to rent. She earns an income of about 18.600mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this institution. This is her third loan with Hluvuku. It is for 17.500mt, which she intends to use to purchase construction supplies for her house (sand, rafters, iron, cement, etc.). The first loan was for 10.000mt, for the same purpose.
She pledges to repay as scheduled. In the future she plans to finish building and furnishing her home. For that reason she intends to request more loans from Hluvuku.
Saiu de Magude para Maputo quando casou. É comerciante ha mais de 29 anos dedica-se a venda de produtos diversos e tem casas tipo dependências para aluguer, onde consegue um rendimento de cerca de 18.600.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimo noutros bancos, conheceu a Hluvuku atravez de um amigo que tambem é cliente desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 17.500.00mt, com qual pretende comprar material de construção para a sua casa (areia, barrotes, ferro, cimento, e outros). O primeiro emprestimo foi de 10.000.00mt para a mesma actividade.
Compromete se a pagar devidamente e no futuro pretende concluir a obra da a sua casa e mobiliar, para tal tenciona solicitar mais emprestimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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