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Melodia is 47 years old, is married, and has 1 child in school. She works hard to provide for her family. She runs a general store in the Philippines and has requested a loan of 50,000 Philippine pesos (PHP) through NWTF to purchase more goods such as soap, soft drinks, and slippers to sell in her store.

Melodia has previously requested and repaid 7 loans from NWTF. She has been running the general store for 15 years and also earns income from a butcher shop. She aspires to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1063
    View loans »
    Philippines Loans Fundraising
  • $63,502,950
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Melodia to purchase goods such as soap, soft drinks, and slippers to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 14, 2011
Currency Exchange Loss:
Dec 15, 2012