Khoeun is 39 years old, living in the Pouk district of Siem Reap province. She cultivates rice crops for her livelihood. She has four male children who quit school to assist her farming work. Agriculture is the main source of her income. However, the farmland she owns will not provide the whole family a good income and a comfortable living. Consequently, Mrs. Khoeun wants to use her loan to expand her farmland and increase her rice production throughout the year. This loan will enable her to achieve her goal and better her living condition. In the future, she will strive to work harder and improve her farming business gradually.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.