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Sosefina is 54 years old and is married with 5 children. She owns and operates a business venture, planting and harvesting taro to sell. She has 3 years of experience in this business. Sosefina needs a loan of WST $2,000 to invest in expanding her business. She plans to use the profit from her business (estimated to be 200 Talas or US $83 per week) to improve and expand her business.

Sosefina joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Sosefina's 3rd loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 11
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Sosefina to invest in expanding her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 13, 2011
Currency Exchange Loss:
Dec 18, 2012