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Sra. Gladys is a long-time customer and this is her third loan from the bank. She repaid her past loans on time and has demonstrated that she is a responsible borrower. She owns a business making and selling bunting. She makes the bunting from strings of nylon and sells it to buyers who use it to decorate their houses for Carnaval and other celebrations. Sra. Gladys and her husband work together to make the decorations. They don't have children now, but they would like have many children in the future. Her business is seasonal so she has to work especially hard this time of year to meet demand. Sra. Gladys will use this loan to buy rolls of nylon string for making bunting. She says that she is grateful to the bank for the support they provide.
View original language description ↓
La señora Gladys es cliente antigua de la institución, ya trabaja tres secuencias, en sus anteriores créditos pago puntualmente, en su permanencia en la institución demostró responsabilidad, la señora se dedica a la elaboración de banderines y arreglos de nylon, para adornar las casas en especial para las fiestas de carnaval, la señora trabaja junto a su esposo elaboran gran cantidad de adornos, la pareja actualmente no tiene hijos pero en un futuro quieren tener muchos hijos para darle un buen hogar, el trabajo de la señora es por temporadas ella tiene mas trabajo en fiestas y en estas ocasiones elabora en gran cantidad, la señora invertirá el crédito en la compra de nylon por rollos para la elaboración de sus artesanías, la Sra. Gladys se siente agradecida con la institución por la confianza brindada.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 163
    View loans »
    Bolivia Loans Fundraising
  • $32,260,600
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Gladys to buy supplies for her crafts business.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 14, 2011
Currency Exchange Loss:
May 17, 2013