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Felipe
Señor Felipe is a responsible and hard-working man that has a 4 year-old son for whom he works daily in order to take care of him and prevent him from getting sick. Felipe lives and works in the city of Camaná in Perú, an oasis on the other side of the long and dry Sechura desert which dominates the coast in the southeastern part of Peru. Camaná has been historically an important tourist destination in Peru. Nevertheless, the frequent and strong earthquakes and tsunamis in the past decade (an 8.4 in 2001 and an 8.0 in 2007) decimated the city, destroying the tourist industry in Camaná and costing many of the residents their jobs, their modes of subsistence, and their homes. However, the result of unemployment is creating an appropriate environment for microfinance. Microfinance allows people with not many resources and small businesses to have the opportunity to compete in the labor market.

Felipe has been a motorcycle taxi driver for the past 3 years. He is part of a group of motorcycle taxi drivers which helps him acquire more clients since people prefer, for their safety, to transport themselves via a taxi that pertains to a company. In order to participate in this company, he needed to purchase and drive his own vehicle.

This Kiva loan will help Felipe have capital for his job and cover some of his costs which will allow him to offer his young son a better quality of life. His dream is to be able to purchase a plot of land where he can construct his own home.
View original language description ↓
El señor Felipe es un hombre responsable y trabajador que tiene un hijo de 4 años por el cual trabaja diariamente para cuidar bien de él y no se enferme. Felipe vive y trabaja en la ciudad de Camaná, Perú, un oasis en el otro modo de largo y seco desierto de Sechura que domina la costa en la parte sudoeste del país. Camaná, ubicada en el sur del Perú, un oasis extenso y seco ubicado en el desierto de Sechura que domina la costa en la parte sudoeste del país. Camaná ha sido históricamente un importante destino turístico en el Perú, sin embargo, los frecuentes y fuertes terremotos y tsunamis en la última década (un 8,4 en 2001 y 8,0 en 2007) diezmó la ciudad, destruido la industria del turismo en Camaná, y costando muchos de sus puestos de trabajo, los medios de subsistencia, y los hogares. Pero el resultado de un desempleo es que crea un ambiente preparado para las microfinanzas. El micro financiamiento permite a las personas que no tienen muchos recursos y cuentan con un pequeño negocio tener una oportunidad como negociante en el mercado laboral.

Felipe es moto taxista desde hace 3 años aproximadamente, el está integrado a un grupo de moto taxis lo que le ayuda a tener más clientes debido a que las personas prefieren, por su seguridad, transportarse en una que pertenezca a una empresa. Para que una moto taxi pueda asociarse el que conducirá la moto debe comprarse una propia y es así como recién empieza a ser parte de este equipo.

El préstamo Kiva ayudará a Felipe a tener un capital de trabajo y a cubrir algunos gastos que tiene, esto le permitirá brindarle una mejor calidad de vida a su pequeño hijo. Su gran sueño es poder comprarse un terreno para construir su propia vivienda.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Felipe with capital for his work and personal needs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2011
Listed
Dec 13, 2011
Currency Exchange Loss:
Possible
Ended:
May 15, 2012