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Jaime Adalberto
Jaime Alberto, 47, lives with his family in Ica. Ica has had an increase in investments, not only in agricultural exports but also in the opening of new commercial centers that offer work to people who have been unemployed since the 2007 8.0 earthquake.
Jaime works full time to put earnings together along with those of his wife, a domestic, so that they can have the money needed to care for and feed their two children. One of the children is 3 and he is already in pre-school, while the older is 8 and in the first grade. They both attend school every day.

Jaime has been a master construction worker for the past 8 years and works an average of 8 hours a day. Thanks to his father and the motivation that he has, he can perform this work since his father started teaching him all he needed to know from the time he was very young. Jaime can only take care of one customer a day because of the amount of work that he is asked to do, and this lets him earn about 60 sols per day. Sometimes when he is very lucky and has many jobs, he can earn up to 100 sols. This allows him to pay some of the expenses that he has.

His small business is successful because of the great number of people who need construction jobs done, since these are very complicated to do. Now he wants the loans from Kiva to help him have medical treatment on his knee because he had an accident and it’s hard for him to work. He also wants to buy some furniture for his children and he would like to be able to pay off the financing in 12 months.
He thinks that this loan will help him improve his agility in his work, because now it takes him longer than normal since he is constantly moving his injured knee. The furniture that he will buy will be more comfortable for his children and since he expects to be totally recuperated in a few months, he wants to begin improving his house. The loan will help him fulfill his dream of finishing building and helping his children become professionals in the future.
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Jaime Adalberto, un hombre de 47 años que vive y trabaja junto a su familia en la ciudad de Ica, caracterizada actualmente por el incremento de inversión, no solo en la agro exportaciones, si no también, en la apertura de nuevos centros comerciales que brindan muchos puestos de trabajo a personas que quedaron sin ellos tras el sismo de 8.0 grados en el año 2007.

Jaime se dedica a trabajar todo el tiempo para que junto a los ingresos que obtiene su esposa como empleada del hogar puedan ganar el dinero que se necesita para poder cuidar y alimentar a sus 2 niños, uno de sus menores tiene 3 años y ya se encuentra cursando el nivel inicial, mientras que el mayor de 8 años se encuentra en el nivel primario, ambos acuden diariamente a la escuela.

El señor Jaime es maestro constructor, él se ha dedico a esta actividad desde muy joven, trabaja en promedio 8 horas diarias, gracias a su padre y la motivación que le brindo él puede dedicarse a este negocio ya que desde muy joven empezó a enseñarle todo lo necesario para que desenvolviera en este rubro. En un día Jaime puede atender sólo a un cliente, debido a la cantidad de trabajo que le demandan y esto le permite ganar aproximadamente S/.60 diarios y en algunas ocasiones cuando tiene mucha suerte y trabajo puede ganar hasta S/.100 lo que le permite pagar algunos gastos que tiene. Su pequeño negocio tiene éxito por la gran cantidad de gente que necesita algunas labores del sector construcción, ya sea porque estos son muy complicados de realizar. Por el momento desea que los prestatarios Kiva puedan ayudarlo para poder realizarse un tratamiento médico en la rodilla debido a que sufrió un accidente en la rodilla y le es muy incomodo para trabajar, también desea poder comprar algunos muebles que son necesarios para sus hijos, él desea poder pagar el total de su crédito en 12 meses.

El piensa que este préstamo lo ayudará mucho a mejorar en la agilidad de su trabajo, debido a que por el momento tarda más de lo normal por el constante movimiento de la rodilla herida, y los muebles que podrá comprar le permitirá darle a sus pequeños una mayor comodidad y así espera que en algunos meses este totalmente recuperado y empiece a mejorar su vivienda lo que lo ayudará a cumplir su sueño de terminar de construir y que sus hijos sean unos grandes profesionales en futuro.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $54,539,125
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jaime Adalberto to have medical treatment on his knee and to buy furniture for his children.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2011
Listed
Dec 13, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013