Noemy and her family raise chickens, a business that provides very good income and helps her to improve her family's quality of life. This is her first loan with Fodemi, which she will use to purchase materials to build enclosures for the chickens, which will give them more, better quality space.
Noemy's dream is for her business to have more branches, as this is her only source of income to meet her needs.
Noemy trabaja con su familia en la crianza de pollos, negocio que le produce muy buenos ingresos económicos que le ayudan a mejorar la calidad de vida de su familia. Es el primer crédito que solicita a Fodemi el mismo que va a ser invertido en la compra de material para construir galpones, que ayudará a que sus pollos puedan estar mejor y más ampliamente.
El sueño de Noemy es poder tener más sucursales de su negocio ya que no tienen otras fuentes de ingresos que ayuden a satisfacer sus necesidades.
About VisionFund EcuadorVisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid