Matilde has a degree in Linguistics and works at a school in the city of La Paz. She needs the loan to pay transaction fees to buy a lot so that she can build her own house there in the future. Matilde is married and has two children. She lives in a house that belongs to a relative and that’s located in the city of La Paz’s Chasquipampa zone. Matilde has been an Impro client since 2010 and has had two previous loans that were repaid problem-free. This is the second time that Matilde has requested her loan be channeled through Kiva.
La señora Matilde es licenciada en lingüística y trabaja en un colegio de la ciudad de La Paz. El crédito lo requiere para el pago de trámites para la compra de un terreno para en el futuro poder construir su propia casa. Matilde es casada y tiene dos hijos. Vive en una casa que pertenece a un familiar ubicada en la zona de chasquipampa, de la Ciudad de La Paz. Matilde es cliente de Impro desde el año 2010, con un historial de dos créditos anteriores que fueron pagados sin problemas. Esta es la segunda vez que Matilde solicita que su solicitud sea canalizada a través de Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.