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Gulzat
Gulzat is 44 years old, divorced and has five children. Gulzat works as territory hospital laboratory nurse. Unfortunately, Gulzat's wages are not enough to cover all of her family, so in 2009 she decided to start a business in the breeding of lovestock. Using startup capital amounting to only 4,000 Som (KGS), Gulzat was able to develop her household in the number of one cow, five sheep and one calf.

For the further development of her business, Gulzat contacted Bai-Tushum and Partners for a loan in the amount of 80,000 Som (KGS) to purchase additional livestock. Gulzat plans to invest her revenues to further increase the number of livestock and, in the future, to make home repairs.
View original language description ↓
Гульзат 44 года, разведена и имеет 5 детей. Гульзат работает в территориальной больнице фельдшером – лаборантом. К сожалению, заработной платы Гульзат не хватает для покрытия всех расходов ее семьи, поэтому в 2009 году, она решила начать свой бизнес в разведении скота. Использовав свой стартовый капитал в сумме всего лишь 4,000 сом (KGS), Гульзат смогла развить свое хозяйство в численностью в одну корову, пять баранов и одного бычка.
Для дальнейшего развития своего бизнеса, Гульзат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку дополнительного скота. Доходы Гульзат планирует вложить в дальнейшее увеличение поголовья скота, а в будущем – сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 153
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,547,825
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Gulzat to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 1, 2011
Listed
Dec 13, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013