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Karimjon is a young, 37 year-old family man, who has three children, and his wife has a higher education. They have a family animal husbandry business. Karimjon has been taking care of livestock (only cattle) for over 15 years. He keeps it for 6-8 months and sells it at a livestock market. Karimjon and his brothers also have a butcher shop, where they can sell their livestock. Over the period of obtaining financing from our organization since 2009, this is his yet another loan to be used for the purchase of livestock and growth of livestock headcount. He has good conditions for keeping livestock. Karimjon knows animal husbandry very well and can also cure the herd himself during livestock illness. He plan to use this loan to also purchase several heads of livestock because livestock prices have dropped somewhat during the winter period.
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Каримчон молодой семейный мужчина 37 лет,имеет троих детей, жена с высшим образованием. У них семейный бизнес - животноводство. Более 15-ти лет присматривает за скотом (только крупно-рогатый скот), держит их 6-8 месяцев и продает на скотном рынке. Также Каримчон вместе с братьями имеет мясную лавку на центральном рынке, где может реализовать свой скот. В период кредитования с нашей организацией с 2009 года он уже который раз берет кредит на покупку скота и расширяет поголовье. Условия содержания у него хорошие. Сам разбирается очень хорошо в животноводстве, во время болезни скота также может сам вылечить стадо. На получаемый кредит планирует также закупить несколько голов скота, так как сейчас скот немного подешевел в зимний период.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Karimjon to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2011
Dec 15, 2011
Currency Exchange Loss:
Oct 15, 2012