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Matluba is a young, 33 year-old woman, married and has three children. Her husband, Ahmadchon, currently works outside the city limits, and Matluba raises the children by herself. She is involved in all types of work, such as taking care of the children, making national pies in her free time and selling them at a school. And at home, having obtained our first loan, she purchased calves and fattens them up. This business for her is like extra savings for unforeseen family expenses because she can always spend something, once she sells calves. The client's family conditions are not very good, and this is why she is involved in several businesses. Nevertheless, Matluba works punctually and diligently runs her budget. She is obtaining her next loan to purchase livestock and is very happy that she is partnering with us to have this financial support, when she needs it.
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Матлюба молодая женщина 33 лет, семейная, с тремя детьми, муж Ахмадчон в данное время на заработках за пределами города, воспитывает детей одна. Занимается всеми делами: нянчит детей в свободное время, делает национальные пирожки и продаёт в школе. А дома, получив наш первый кредит купила бычков и откармливает их. Это для нее как запас на непредвиденные расходы семьи, так как продав бычков, всегда может совершить какие то расходы. Семейное условия клиента не очень-то хорошие, поэтому занимается несколькими делами. Но работает пунктуально и расчетливо ведет свой бюджет. Уже в очередной раз берет кредит на покупку скота и очень рада, что сотрудничает с нами и той финансовой поддержке, когда это ей было необходимо.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Matluba to purchase livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Dec 14, 2011
Currency Exchange Loss:
Sep 15, 2012