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Virginia
She was born in the district of Namaacha, province of Maputo, southern Mozambique. She's married and has four children, three of which still attend school. She completed 7th grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and also supports a niece who lives with her.
She left Namaacha for Boane when she got married. She's a farmer who has owned her land for over 10 years and earns an income of about 6.125mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this institution. This is her sixth loan with Hluvuku. It is for 20.000mt, which she intends to use to purchase farming supplies. The other loans were for 5.000mt, 6.000mt, 7.000mt, 13.000mt and 15.000mt, for various purposes.
She pledges to repay as scheduled. In the future she plans to build rooms for renting and for that reason she intends to request more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Namaacha, Provincia de Maputo, Sul de Moçambique, casada e mãe de 4 filhos dos quais 3 ainda frequentam a Escola. Fez a 7ª classe e parou por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e sustenta a sua sobrinha que vive com ela.

Saiu de Namaacha para Boane quando casou. É agricultora, dona da machamba ha mais de 10 anos e tem um rendimento de cerca de 6.125.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria.
Nunca teve emprestimo noutros bancos, conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu sexto emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar insumos agro-pecuarios. Os primeiros emprestimos foram de: 5.000.00mt, 6.000.00mt, 7.000.00mt, 13.000.00mt, e 15.000.00mt aplicados para varias actividades.
Compromete se a pagar devidamente e no futuro pretende construir dependências para aluguer, para tal tenciona solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 89
    View loans »
    Mozambique Loans Fundraising
  • $2,536,325
    Funds lent in using Kiva
  • 27.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Virginia to purchase farming supplies (fertilizer, seeds and pesticide).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2011
Listed
Dec 13, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013