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Elisa
She was born in the district of Boane, province of Maputo, southern Mozambique. She is married and has a son who still attends school. She never had the opportunity to go to school because her parents lacked financial conditions. She lives with her family in a house she owns and does not support anyone else.
She has been a businesswoman at the Chissano market for over 21 years and earns an income of about 6.000mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this institution. This is her second loan with Hluvuku. It is for 25.000mt, which she intends to use to purchase construction supplies for her home (stone, cement, cinder blocks, iron, etc.). The first loan was for 21.000mt, for the same purpose.
She pledges to repay as scheduled. In the future she plans to finish building her home and to expand her business. For that reason she intends to request more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Boane, Provincia de Maputo, Sul de Moçambique, casada e mãe de 1 filho que ainda frequenta a Escola. Nunca teve oportunidade de frequentar a Escola por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e não sustenta mais ninguem.

É negociante ha mais de 21 anos no mercado chissano e tem um rendimento de cerca de 6.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimo noutros bancos, conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 25.000.00mt, com qual pretende comprar material de construção para obra da sua casa (pedra, cimento, blocos, ferro, e outro). O primeiro emprestimo foi de 21.000.00mt, para a mesma actividade.
Compromete se a pagar devidamente e no futuro pretende concluir a sua casa e fazer crescer o seu negocio, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 34
    View loans »
    Mozambique Loans Fundraising
  • $2,446,150
    Funds lent in using Kiva
  • 27.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Elisa to purchase construction supplies for her home (stone, cement, cinder blocks, iron, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2011
Listed
Dec 13, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013