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Jemma is 44 years old. She lives in Ijevan city with her big family. Jemma’s family consists of her husband, two sons, a daughter, two daughters-in-law, and two grandchildren.

All of Jemma’s family members are engaged in farming. They breed pigs and chickens, and grow fruits and vegetables. Also, Jemma’s husband and sons chop firewood in the forest and resell it. Thanks to her family’s occupations, Jemma was able to buy necessary furniture for her house, and to organize her sons’ weddings.

Jemma says that pig breeding is very profitable, so her family has decided to develop it. Therefore Jemma is asking for a loan of 1,000,000 Armenia drams (AMD) to buy two new types of sows and fodder for her pigs. This is Jemma’s sixth loan from Nor Horizon.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,836,500
    Funds lent in using Kiva
  • 383.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Jemma to buy two new types of sows and fodder for her pigs.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Dec 13, 2011
Currency Exchange Loss:
Apr 16, 2014