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Rufaro Group
In this Group: Ginetie, Tendai, Musara, Mary, Sipindile
Ginetie is a 65-year-old woman who stays in a small town called Chikato in Gweru. She is married and has two children who are ages 30 and 27 years. She has two grandchildren she stays with besides her two children.

Ginetie is in the poultry business and peanut butter making business and has been doing these projects for 3 years. She is requesting a loan of $400 to buy chicks and chick feeds, as well as peanuts for peanut butter making. The major challenges she faces in her business are competition and late payments by some of her debtors. Ginetie is planning to have at least 1000 birds a month. This loan will improve her standard of living through an increase in disposable income.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Zimbabwe

  • $2,000
    Average annual income
  • 6
    View loans »
    Zimbabwe Loans Fundraising
  • $3,600,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Rufaro Group's $2,000 loan helped a member to buy chicks, chick feed, and peanuts.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Dec 13, 2011
Currency Exchange Loss:
Aug 29, 2012