Mrs Chhe, twenty-five, is standing next to her mother in the photograph. She is married with two young children and lives in the Prey Chor district of Cambodia. She is in the business of cultivating rice crops for her livelihood.
When she gets some free time from harvesting her rice crops in December, Mrs Chhe wants to devote her time to starting up a small business purchasing and selling recycled materials. Due to the lack of capital, Mrs Chhe won’t be able to make this project run. Therefore, she is now taking out a loan from HKL and Kiva to buy a second-hand motorcycle to support her new business. And with the remaining funds, she will buy and collect recycled materials. She hopes she will be able to make a good income from this business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.