Timena is married. She has 8 children and she is 35 years of age.
Timena owns & operates a business venture planting & harvesting taro for sale. She has 3 years of experience in this business. Timena needs a loan of WST $1000 to purchase weed-killers such as Gramoxome. She plans to use the profit from her business (estimated to be 500 talas or US $208 per week) to improve and expand the business.
In 2011, Timena joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Timena's 1st loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.