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In 2005, Viena joined SPBD to gain access to financial services, and this will be her fifth loan. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral.
About SPBDSouth Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.
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