Nelson is a member of the "Ilusión 2011" communal bank from the town of Viña del Mar. He is in sales, more specifically selling groceries in a store adapted in the garage of his home. He has been in this business for one year and six months. He works 12 hours a day from Monday through Sunday. He buys his merchandise from wholesale sellers, distributors and suppliers. With the loan he will purchase merchandise in order to stock up his store. His goals are to expand his business and to see it prosper, and so he needs to stock up with more and newer merchandise. Nelson lives with his mother and one of his dreams is to purchase a vehicle and also a house of his own. He is very happy and thankful for the help he has been given by Fondo Esperanza, because it has allowed him to invest in his business. As for the communal bank he belongs to, he reports that it is a very united, committed and responsible group. Also, the trainings have been useful for him to organize accounting for his business in the best possible way. Viña del Mar is a town and commune located in the central coast of Chile. It is known as the Garden Town due to the gardens and yards belonging to some of the town's old houses. It is also considered to be Chile's tourism capital.
Nelson forma parte del Banco comunal “Ilusión 2011” perteneciente a la ciudad de Viña del Mar.
Se dedica al rubro del comercio, específicamente vendiendo provisiones en un local que adaptó en el garaje de su casa.
Se desempeña en éste negocio desde hace 1 año y 6 meses. Trabaja de lunes a domingo durante 12 horas diarias.
Su mercadería la compra a mayoristas, distribuidoras y también proveedores.
Con el crédito comprará mercadería para abastecer su negocio.
Sus metas son expandirse con su negocio y que éste prospere, así surtirlo con nueva y mayor cantidad de mercadería.
Nelson vive junto a su madre y uno de sus sueños son comprarse un vehículo y adquirir su vivienda propia.
El está muy contento y agradecido de la ayuda que le ha brindado Fondo esperanza, ya que le ha permitido invertir en su negocio.
Respecto al grupo del Banco comunal al cual pertenece, comenta que es un grupo muy unido, comprometido y responsable.
Por otro lado las capacitaciones le han servido para organizar la contabilidad de su negocio de mejor manera.
Viña del Mar es una ciudad y comuna ubicada en el litoral central de Chile, conocida como la Ciudad Jardín debido a los jardines y patios que poseen algunas viviendas antiguas de la ciudad. También es considerada la capital turística de Chile.
About Fondo Esperanza
Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.