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Sarafina Group
In this Group: Nia, Issabela, Mwanaisha, Jane, Zulfa, Faiza, Ramadhan, Zabibu, Mwanaid, Abasi, Amina, Mohamed, Safina, Zena, Fatuma, Sara
Nia, who is in her late 30s is married with three children who are still going to school. She has been running a food vendor business for 10 years now. She works from 7.00 am to 4.00 pm daily and is able to make a fair monthly profit.

This will be her 3rd loan from Tujijenge Tanzania. She used her previous loans for household expenses, school fees and increased on the stock of the missing items and has paid back all her loans successfully. She hopes for a loan to buy more food stock for her food business. Her dream is to one day open a shop and start selling Madilla (Muslim type of clothes).

She will share this loan with her loan group "Sarafina" which has a total of 16 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 13
    View loans »
    Tanzania Loans Fundraising
  • $14,113,250
    Funds lent in using Kiva
  • 1,613.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarafina Group's $4,975 loan helped a member to buy more food stock for her food business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Dec 13, 2011
Currency Exchange Loss:
May 16, 2012