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Camino Al Exito Group
In this Group: Ruby, Maria Mercedes, Bonifacia, Rosa Petronila, Maria Teresa, Carmen Rosa, Orfelinda
A group with creativity for business and determination to get ahead—this is how the “Camino al Éxito” [Path to Success] communal bank can be described. It has been made up of 7 members for more than 4 years. It is a group with a lot in common, such as the desire to overcome and an individual story for each member. Such is the case of Ruby Dolorier, who is 50 years old, married, and has 4 children, one of whom is still in high school. She works every day in sewing, work which she has been doing for more than 3 years. Through her hard work she has managed to improve her quality of life because she now has more savings. Because of this, she is about to achieve one her biggest goals, which is to finish building her house so that her children can have a place to live and grow into excellent citizens. Ruby Dolorier isn’t just a prosperous worker; she is also an excellent cook. This is why she also makes delicious foods on the weekends, so that she can make some extra income. She will use the recent loan to invest for the Christmas season (she will buy fabrics). In the future she would like to expand her business to have a workshop that is well equipped so that she can earn a better income for herself and her family.
View original language description ↓
Un grupo con creatividad para los negocios y empeño por salir adelante, así se caracteriza la alcancía comunal “Camino al Éxito” integrada por 7 miembros hace más de 4 años. Un grupo con mucho en común como el deseo de superación y con una historia en particular de cada integrante, tal es así el caso de la señora Ruby Dolorier de 50 años de edad casada y con 4 hijos. Uno aun en colegio. Ella se dedica diariamente a la costura, trabajo que viene desempeñando desde hace mas de 3 años, con el esfuerzo de su trabajo ha logrado mejorar su calidad de vida, ya que ahora tiene mayores ingresos económicos, el cual gracias a eso está a punto de lograr una de sus grandes metas que es concluir la construcción de su vivienda para asegurarle a sus hijos un lugar donde puedan vivir y desarrollarse como excelentes ciudadanos. Ruby Dolorier no solo es una próspera trabajadora, sino que también es una excelente cocinera, es por eso que eventualmente se dedica a preparar deliciosos platillos los fines de semana, para a si lograr algunos ingresos extras. Con el reciente préstamo lo invertirá para invertir por campaña navideña (compras de Telas). En el futuro le gustaría ampliar su negocio teniendo un taller bien equipado para a si obtener mayores ingresos para ella y su familia.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Camino Al Exito Group's $2,275 loan helped a member to buy fabrics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 12, 2011
Currency Exchange Loss:
May 15, 2012