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Diana Luz
Diana Luz, 32 years old, lives southwest of the city with her husband and their 2 children, aged 7 and 12. She operates a business selling varied merchandise which she buys from her brother-in-law and comes from Panama City. Diana Luz also sells, using specialized guides, feminine accessories and things for the home, plus clothing and varied articles from periodicals, that preferably, come with important discounts, which her customers always take advantage of, because Diana Luz always lets them know opportunely.

Diana Luz's idea for her enterprise dates from the year 2007, when she took out a loan and bought a little merchandise and gradually reinvested the capital loaned. She increased her profits each time, which allowed her to pay off the loan and gain more growth.

Diana Luz's desire is to expand her micro-enterprise, and to do so requires a source of loans, with which to buy more merchandise to sell. This is the reason she is approaching 'credikiva' with her 1st loan through the Fundacion Mario Santo Domingo. She will purchase feminine and children's clothing requested by her customers who want to spend Christmas Eve and Christmas among family dressed very elegantly in clothing Diana Luz provides on credit, and they pay for little by little.

Her biggest challenge is to acquire her own house and she dreams of that, and in the future, of providing a quality higher education for her children.
View original language description ↓
Diana Luz, de 32 años de edad vive al suroccidente de la ciudad, con su cónyuge y sus dos hijos en las edades de 7 y 12 años. Ella tiene un negocio mediante el cual vende mercancía variada, que compra a su cuñada y que provienen de Ciudad de Panamá. Así mismo, vende mediante guías especializadas, accesorios femeninos, para el hogar, ropa y variedad de artículos que vienen en las revistas, y que preferiblemente traen importantes descuentos, que su clientela siempre aprovecha, porque Diana Luz se encarga de dárselos a conocer muy oportunamente. Su idea emprendedora data desde el año 2007, cuando acudió a un crédito, con el compró pocas mercancías y gradualmente reinvirtiendo el capital prestado, logró cada vez mas obtener utilidades, que le permitieron pagar el crédito y lograr mas crecimiento. Su deseo es ampliar su microempresa y para ello requiere un fondo de crédito, con el cual comprar mas mercancía para venderla; esta es la razón por la cual acude a su credikiva primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará ropa femenina, e infantil sobre pedidos de sus clientes, pues estos esperan pasar la navidad y la nochebuena en familia, vestidos muy elegante con la ropa que Diana Luz le proporciona a crédito y que ellos le pagan poco a poco. Su mayor desafío es lograr adquirir su propia vivienda y sueña con lograr adquirirla y con brindarle en el futuro, una educación superior de calidad a sus hijos. Historial de reembolso

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 301
    View loans »
    Colombia Loans Fundraising
  • $13,885,275
    Funds lent in using Kiva
  • 1,923.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Diana Luz to buy women's and children's clothing to fulfill orders from her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 12, 2011
Listed
Dec 13, 2011
Currency Exchange Loss:
Covered
Ended:
Apr 18, 2013