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Update on Clemantine

Clemantine is married and has 3 children aged 2 to 7. The eldest are in school. She sells sorghum and beans in a shop she has run for 3 years. The loan will be used to increase the volume of sorghum and beans for sale. Clemantine will use any profits to build a house and pay school fees for her children. She dreams to one day own a motorbike.

Previous Loan Details

Clemantine is 28 years old. She is married and has three children between the ages of one and six. Two of her children go to school. Her husband works as a taxi driver. Clemantine has been selling beans and sorghum for six years. She is requesting this loan to buy more beans and sorghum to sell. ... More from Clemantine's previous loan »

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Rwanda

  • $1,700
    Average annual income
  • 2
    View loans »
    Rwanda Loans Fundraising
  • $15,573,075
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Clemantine to buy more beans and sorghum to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Dec 12, 2011
Currency Exchange Loss:
Jun 19, 2012
This photo was used before for a previous loan for Clemantine. It was first posted on Kiva on Nov, 2010. Learn More