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Komi is a 24-year-old single man without children.

He works as a hairdresser and dealer of TVs, DVD players and other equipment since 2008. He sells from his home, buys in Lome and his main difficulty is competition in the marketplace.

Komi has requested his first WAGES credit loan to purchase more goods; he wants to reinvest in the business.

In coming years, Komi would like to expand his business by selling other products in order to have a happy family.
View original language description ↓
Komi est un homme âgé de 24 ans. Il est célibataire et n’a pas d’enfants.
Komi travaille comme coiffeur et revendeur de télés de DVD et autres depuis 2008. Il vend à la maison et achète à Lomé. Sa difficulté principale est la concurrence sur le marché.
Komi a requis son premier crédit de WAGES afin d’acheter plus de marchandises. Il veut réinvestir dans l’activité.
Dans les prochaines années, Komi voudrait agrandir par la vente d’autres produits afin d’avoir une famille heureuse.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 12
    View loans »
    Togo Loans Fundraising
  • $8,750,850
    Funds lent in using Kiva
  • 491.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Komi buy TVs, DVD players, and other equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2011
Jan 1, 2012
Currency Exchange Loss:
Nov 15, 2012