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Donik was born 1956 in the city of Kapan. He finished a secondary school in the Sevakar village, and then, after finishing school, was accepted and graduated from the Kapan Mining College, where he obtained a profession of an electrician. Currently, Donik works an electrician. Donik is married and has four children: three sons and a daughter. His daughter and oldest son already have their own families and live separately from the parents. The middle and youngest sons live with the parents. Parallel to his electrician work, Donik has been involved in agriculture for almost 20 years. He has a small plot of land in the Sevakar village, where he grows vegetables and fruits and breeds cattle and chickens. Donik sells his agricultural products in the city of Kapan. His wife and two sons help Donik with the agricultural business, thanks to which they support the family and provide it daily with the necessary, fresh products. Donik needs a loan in the sum of 1,000,000 dram to purchase two cows and three calves, which would help him to increase his family's income in the future. This is Donik's third loan from the Nor Horizon organization.
View original language description ↓
Доник родился 1956 г. в городе Капане, окончил среднюю школу в деревне Севакар, а после окончание школы поступил и окончил Капанский горный техникум, где получил специальность электромеханика. В данный момент Доник работает электриком.
Доник женат и у него четверо детей: три сына и дочь. Дочь и старший сын имеют свои семьи и живут отдельно от родителей. Средний и младший сыновья живут вместе с родителями.
Параллельно с работой электриком, Доник занимается сельским хозяйством уже почти 20 лет. В деревне Севакар у него есть небольшой участок земли, на котором он выращивает овощи и фрукты, разводит крупный рогатый скот и кур. Полученную сельскохозяйственную продукцию Доник реализует в городе Капане. Жена и два сына помогают Донику в сельскохозяйственной деятельности, благодаря чему они содержат семью и ежедневно обеспечивают ее необходимыми свежими продуктами.
Кредит на сумму 1.000.000 драм необходим Донику для приобретения двух коров и трех телят, что поможет ему в будущем увеличить доход своей семьи. Данный кредит является третьим по счету, получаемым Доником от организации Нор Оризон.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 383.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Donik to purchase two cows and three calves.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Dec 12, 2011
Currency Exchange Loss:
Jul 17, 2014