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Ramatu is 27 years old and married with three children. Ramatu said her business has increased after joining the SMT program. With the profit, she bought a dressing mirror and beds for her children.

Her plan is to expand her business for more income so that she can support her elderly parents. Ramatu’s regular income is insufficient to support the family expenses so her business supplements that.

She is requesting a loan for $525 (Le.1,500,000) to expand the business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 2,909.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ramatu ramatu needs to buy additional supplies of shoes to sell in her shop, and additional capital would help her to do so.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 4, 2008
Feb 19, 2008
Currency Exchange Loss:
Apr 15, 2009