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Paola Katherine
The Virgen del Mar communal bank meets every two weeks in the pretty beach community of San Mateo in the city of Manta, known for its beautiful beaches that are well visited year round by native and foreign tourists. The majority of the residents here work in fishing and maritime jobs.

Here we met Paola. She is 28 years old and married, and has two children from this relationship, ages 5 and 1. The oldest child is in the first year of elementary school. Her husband is a fisherman. She is a housewife who works selling Yanbal products (beauty products, cosmetics, perfume, and women's accessories) to have her own income. She sells door-to-door and works three days a week. She has been doing this work for five years.

This time she is also going to use the loan to buy fishing supplies such as nets, harpoons, fuel, and other materials for her husband, since he has a small boat on which he works maritime jobs every day. This loan is to buy perfume, cream, cosmetics, and fishing supplies.

She has been with the communal bank for four years and she likes it because of the low interest rates they charge for the loans. Her dream is to have a new motorboat for her husband's business since the one he has is very small.
View original language description ↓
El Banco Comunal Virgen Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.

En este lugar conocimos a la señora Paola, tiene 28 años de edad, está casada y de esta relación tienen dos hijos de 5 y de 1 año de edad, el mayor esta en primero de básica. Su esposo se dedica a la pesca.

Ella es un ama de casa que para obtener sus propios recursos se dedica a la venta de productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas), su forma de venta es puerta a puerta y trabaja tres días de la semana. Ella lleva cinco años dedicada a este negocio. Por esta ocasión ella también va a utilizar el crédito para comprar material de pesca como son las redes, arpones, combustible y otros materiales para que su esposo ya que él tiene una pequeña embarcación en la que todos los días se dedican a estas faenas de pesca.

Este crédito es para comprar perfumes, cremas, cosméticos y materiales de pesca. Lleva 4 años en el Banco Comunal y le gusta por los bajos intereses que se cobran por los créditos.

Sus sueños son tener otra lancha para el negocio de su esposo ya que la que tiene es muy pequeña.



About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,133,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Paola Katherine to buy perfume, cream, cosmetics, and fishing supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Dec 11, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012