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Silvia Carmelina

Update on Silvia Carmelina

Silvia has decided to ask for a new loan, because the institution has helped her with quick loans according to her need.

On this occasion the loan will be used to buy merchandise like rise, oil, condiments, bread, eggs, snacks, cookies and candies. She feels that the loans have improved both her business and her family, since her children have advanced another year in their schooling.
View original language description ↓
Silvia, se ha decidido por un nuevo préstamo, por que la institución le ha ayudado con el otorgamiento de préstamos rápidos según su necesidad, en esta ocasión el préstamo será utilizado en la compra de mercadería como arroz, aceite, condimentos, pan, huevos y boquitas, galletas y dulces.
Ella considera que estor préstamos han mejorado el negocio y las condiciones de su familia, pues sus hijos han avanzado con un año más de estudio.

Previous Loan Details

Silvia is married and lives with two children who are 19 and 23 years of age. She sells basic need items and has been in business for six years. She started the business with her children and is open from 6am until 7pm. She currently needs a loan to buy rice, beans, sugar, oil, eggs, cured m... More from Silvia Carmelina's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Silvia Carmelina to buy rice, oil, condiments, bread, eggs, snacks, cookies and sweets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Dec 11, 2011
Currency Exchange Loss:
May 15, 2012
This photo was used before for a previous loan for Silvia Carmelina. It was first posted on Kiva on Jun, 2011. Learn More