Señor Marcos has been making cereal for a living for seven years now. Previously, he worked in a factory where he made the same products. He learned this process, then he became self-employed, and started his own business four years ago, making his sales at the local markets. He currently lives with his uncle in the town of El Paso. He also lives with his wife and three school age children, who also work with him to make his products.
He is requesting a loan to buy raw materials wholesale since the prices go up rapidly at the end of the year. He urgently needs to stock up on raw materials to avoid the affect of the rising prices for supplies to make cereals.
El Sr. Marcos se dedica a la elaboración de cereales desde hace siete años, anteriormente trabajo en una fabrica donde elaboraban dichos productos, aprendió el proceso de elaboración luego se independizo y comenzó con negocio propio desde hace cuatro años realizando sus ventas en ferias locales, actualmente vive en la casa de su tío en la localidad de el paso, vive con su esposa y sus tres hijos que se encuentran en edad escolar, quienes también colaboran en la elaboración de dichos productos, solicita el crédito para comprar materia prima al por mayor ya que los precios por fin de año van subiendo rápidamente y le urge tener almacenado materia prima para evitar que le afecte el alza de precios de los insumos para la elaboración de cereales.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.