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Juan Carlos
Juan Carlos lives and works in Chincha, Peru. Chincha is named for the Chincha culture, celebrated for its advanced knowledge of agriculture and its maritime prowess. Today, Chincha is an incredible mix of cultures, with a large Afro-Peruvian culture, the remains of the indigenous past, and the influences of the Spanish empire. The city, along with other cities close to the Pacific coast, was damaged in 2001 and 2007, years when there were strong earthquakes, but it has endured, as it always has during the better part of its history.

Juan Carlos is married and has two children. He is a hardworking man who works all day with the goal of always giving his children the best. This is why, two years ago, he decided to start a public transportation business, with a motorcycle taxi, which currently allows him to give his little ones and his wife most of what they need daily.

With the loan of 1,500 PEN that he will receive thanks to the Kiva lenders, Juan Carlos will be able to make some improvements to his motorcycle taxi that he has needed to make for some time.

The income he gets after working as he does now, all day and resting between meals, will allow him to reach his goal, which is to manage to live in a better place and have more comforts in accordance with the income he gets. He also wants to give his children the legacy of a professional career so that they will not lack for anything when they are independent.
View original language description ↓
Juan Carlos vive y trabaja en Chincha, Perú. Chincha es nombrado por la cultura de los Chinchas, célebre por sus avanzados conocimientos de la agricultura y sus proezas marítimas. Hoy en día Chincha es una increíble mezcla de culturas, con una gran población afro-peruana, debido a los restos de un pasado indígena, y las influencias del imperio español. La ciudad, junto a otras ciudades cerca de la costa del Pacífico, fue dañada en el año 2001 y 2007, fechas en las que ocurrieron terremotos de fuerte dimensión, pero ha soportado como siempre lo ha hecho durante gran parte de su historia.

El señor Juan Carlos está casado y tiene 2 hijos, él es un hombre muy empeñoso que trabaja durante todo el día con la finalidad de brindarle a sus hijos siempre lo mejor, es por esto que desde hace 2 años decidió empezar un negocio de transporte público, en una moto taxi, lo que actualmente le permite darle a sus pequeños y a su esposa gran parte de lo que necesitan a diario.

Con el préstamo de S/.1,500 que recibirá gracias a los prestatarios KIVA, Juan Carlos podrá realizar algunas mejoras en su moto taxi, que desde hace ya algún tiempo necesita ser arreglada. Los ingresos que obtenga después de trabajar como lo hace actualmente, durante todo el día y descansar entre horas, le permitirá llegar a su meta la cual consiste en lograr vivir en un lugar mejor y tener más comodidades de acuerdo a los ingresos que obtenga, también quiere dejar como herencia a sus hijos una carrera profesional para que cuando sean independientes no sufran carencias.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 107
    View loans »
    Peru Loans Fundraising
  • $54,998,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Juan Carlos to make improvements to his motorcycle taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2011
Listed
Dec 10, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013