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Jose Gilberto

Update on Jose Gilberto

José decided to get a new loan because the approaching season is good for sales. Because of this, he wants to buy shoes for men, women and children in different styles. His business has improved because he now has more merchandise to offer his customers.
His condition has improved because he now has experience both in business and in the management of loans.
View original language description ↓
José, se decidió por un nuevo préstamo, ya que la temporada que se acerca es buena para aumentar las ventas, por eso desea comprar calzado de diferentes estilos, para damas, caballeros y niños, él ha logrado mejorar en el comercio, ya que dispone de mercadería para ofrecer a la clientela.
Su condición ha mejorado, ya que es una persona con experiencia tanto en el comercio como en el manejo de créditos.

Previous Loan Details

Jose resides in Jiquilisco, Usulutan department and he sells shoes. He lives with his family and his 3 children, aged 21, 18, and 14 respectively. Jose began selling shoes in the streets some 15 years ago, and he travels to the capital to buy his merchandise. Jose needs a loan to buy shoes a... More from Jose Gilberto's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 656
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jose Gilberto to buy shoes for men, women and children.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 10, 2011
Currency Exchange Loss:
Aug 16, 2012
This photo was used before for a previous loan for Jose Gilberto. It was first posted on Kiva on Apr, 2011. Learn More