Kadriye, an entrepreneurial 34-year-old married woman and mother of a ten-year-old, has been in the printing business for ten years. She prints things such as stamps, seals, invitations and official invoices.
She needs to replace her typeset letters and machines. With this loan, she will buy a typesetting machine, which will enable her to produce higher quality products more quickly.
In the future, she would like to print different types of foreign cards, which requires more capital. She also wants to be able to attain the materials required to produce invitations herself. By doing her work better in these ways, she wants to secure her child’s future.
Translated from Turkish by Maya Staff and volunteers
Kadriye Hanım, 34 yaşında ve evli. 10 yaşında bir çocuğu var. Maatbaacılık işini 10 yıldır yapıyor. Kaşe,mühür,davetiye basımı,resmi fatura gibi evrakların basımını yapıyor. Dizgi harfleri ve makineleri yenilemek gerekiyor. Kaşe ve mühür yapımında kullandıkları makine hurdaya çıkmış. Bu kredi ile kaşe makinesi alacak. Böylece daha seri ve daha iyi iş yapabilecek. Yurt dışından gelen bir kart türlerinin üretimini kendisi yapmak istiyor. Ancak bunun için büyük sermaye gerekli. Gelecekte,davetiye üretimi için gerekli malzemeyi alabilmek. Çocuğunun geleceğini teminat altına almak istiyor,bu yüzden işini çok daha iyi yapmak istiyor. Kadriye Hanım,girişimci bir kadın.
Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.