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Tram is a 23-year-old beautician who lives with her husband and son in Ho Chi Minh City. Her husband works in the field of construction. Tram runs a beauty shop from her house. She has worked in this profession for one year.

Tram is requesting a loan to buy cosmetic products and other basic supplies for her beauty shop. She hopes that this will enable her to better serve her existing customers and attract new customers. She also hopes that through the loan she will be able to generate a higher income and set aside some savings for the future.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $12,414,550
    Funds lent in using Kiva
  • 21,001.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Tram buy supplies for her beauty shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 9, 2011
Currency Exchange Loss:
Oct 15, 2012