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Em is 61 years-old and married. She has two children and lives with them and her husband in Ho Chi Minh City. Her husband helps her to manage a general store.

Em runs a store at her house that sells many kinds of food, snacks, instant noodles, milk, fruit-juice bottles, and shampoo for the people in her community. She started this business seven years ago.

Em would like to take a loan to buy a large quantity of products to sell to her customers. She hopes that through the loan she will be able to generate a higher income and save money to further expand her business.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 118
    View loans »
    Vietnam Loans Fundraising
  • $14,478,025
    Funds lent in using Kiva
  • 21,001.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Em to buy a large quantity of products such as food and beverages to sell to her customers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 9, 2011
Currency Exchange Loss:
Oct 15, 2012