Em is 61 years-old and married. She has two children and lives with them and her husband in Ho Chi Minh City. Her husband helps her to manage a general store.
Em runs a store at her house that sells many kinds of food, snacks, instant noodles, milk, fruit-juice bottles, and shampoo for the people in her community. She started this business seven years ago.
Em would like to take a loan to buy a large quantity of products to sell to her customers. She hopes that through the loan she will be able to generate a higher income and save money to further expand her business.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.