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Nanci Judith
The communal bank María Monserrate meets twice a month in the city of Montecristi, known for its rich pre-colonial culture and for its handicrafts, that are recognized nationally and internationally. This is where the famous straw hats come from.

In this place lives Nanci. She is 57 years old. She is married and from this relationship she has 4 children. Two are older and independent and the two younger ones are still living with her and they are school students. Her husband is a driver. She has a degree in Education.

She works as a teacher in a neighborhood school, but she also is a merchant, selling the brand of Romanel jewelry and Yanbal (beauty products, cosmetics, perfumes and ladies accessories), working every day in all her activities. She sells her merchandise at the end of the week but she also sells them to her school colleagues, giving them credit and collecting payment every weekend. She has been in this business for more than 12 years and she buys her merchandise from a distributor in Manta.

This loan is just in order to buy Romanel jewelry such as chains, bracelets, and necklaces and cosmetics from Yanbal. She has been with the communal bank for 13 years and she is happy for the benefits that the institution has given her.

Her goals are to continue working and to expand her business.
View original language description ↓
EL Banco Comunal María Monserrate se reúne cada quince días en la ciudad de Montecristi, conocido por su rica cultura pre colonial y por su artesanía, que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Nanci, ella tiene 57 años de edad, está casada y fruto de esta relación tiene cuatro hijos, dos mayores de edad e independientes y los dos menores de edad aun viven con ella y estudian en colegio. Su marido es chofer. Ella es licenciada en Ciencias DE La Educación.

Ella trabaja de maestra en una escuela de la localidad, pero también se dedica al comercio, vende semijoyas de Romanel y productos Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas), trabaja todos los días en todas sus actividades, sus productos los vende los últimos días de la semana aunque también les vende a sus compañeras de la escuela, deja a crédito y cobra cada fin de semana, lleva en este negocio por más de 12 años y estos productos los compra en una distribuidora en Manta.

Este crédito es justamente para comprar semijoyas de Romanel como: cadenas, pulseras, collares y cosméticos de Yanbal. Está en el Banco Comunal 13 años y le gusta por los beneficios que brinda la institución.

Sus metas son seguir trabajando y ampliar su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,432,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Nanci Judith to buy chains, bracelets, necklaces and cosmetics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Dec 9, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012