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Fifame 1 Group
In this Group: Sènalonhan Victorine, Esthel Adjoavi D., Lucienne, M. Marie
The group FIFAME 1 consists of four members who live in the same neighborhood. This is the group’s third time seeking financial support from ALIDé to bolster their activities.

The representative of the group is Sènalonhan Victorine, seen with a hand raised in the photo. Sènalonhan Victorine is 34 years old and lives in Benin. She abandoned her studies in primary school. She is married to a financier named André, and they have two dependent children who both go to school. Sènalonhan Victorine lives with her husband and their children, and the couple handle together the various household responsibilities.

In order to help provide for the family, Sènalonhan Victorine has been selling canned goods, soaps, and mobile phone recharge cards around her neighborhood for the past seven years. She buys her stock at a market in Benin.

Eager to achieve customer satisfaction and to increase her sales and revenue, Sènalonhan Victorine is seeking a third loan from ALIDé together with the other members of her group. Both previous loans were correctly repaid.
Le groupe FIFAME 1 est composé de quatre personnes qui résident dans le même quartier. C'est la troisième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Sènalonhan Victorine est celle qui a la main levée sur la photo. Sènalonhan Victorine est âgée de 34 ans et vit au Bénin. Sènalonhan Victorine a arrêté l’école au niveau primaire. Sènalonhan Victorine est mariée à un financier du nom de André. Le couple a deux enfants tous scolarisés et à leur charge. Sènalonhan Victorine vit ensemble avec son mari et ses enfants. Le couple assure ensemble les diverses charges de la maison. Afin d'assurer les diverses charges de la famille, Sènalonhan Victorine vend depuis sept ans, des conserves, des savons et des cartes de recharges dans son quartier. Sènalonhan Victorine s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Sènalonhan Victorine sollicite ensemble avec les autres membres du groupe FIFAME 1, un troisième crédit auprès de ALIDé. Les deux premiers prêts ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 489.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Fifame 1 Group's $825 loan helped a member to buy canned goods, soaps, and mobile phone recharge cards for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 15, 2011
Dec 9, 2011
Currency Exchange Loss:
Aug 15, 2012