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Ramon Alcides

Update on Ramon Alcides

Ramon sells clothes for a living. He lives with his wife and they do not yet have any children. Ramon is requesting a loan to repair his motorcycle as this is how he travels to the places where he sells his merchandise. The loan will help him to keep his motorcycle in a good state of repair and enable him to continue with his daily work.

Ramon would like to have a bigger business and to have something of his own. He and his wife would like to have children. His life has changed since his last loan, sine how he has a home to maintain, a wife and a new business.
View original language description ↓
Ramon, es comerciante de ropa, vive con sus esposa, aun no tiene hijos, Él solicita un préstamo para la reparación de la motocicleta, ya que en ella se traslada a los lugares donde vende, el préstamo le ayudara para tener en buen estado la moto y poder continuar sus actividades cotidianas.
El quiere tener un negocio más grande, tener algo propio, además que con su esposa quieren procrear hijos. Su vida a cambiado desde el ultimo prestamo, porque ahora tiene un hogar que mantener, su esposa y un nuevo negocio.

Previous Loan Details

Ramón is 26 years old, employed, and resides in San Rafael Oriente in the Department of San Miguel with his parents and siblings. He is single and does not have children. He works at a credit institution where he is in charge of collecting payments from the customers.

Ramón wants to improve… More from Ramon Alcides's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ramon Alcides to repair his motorcycle to help him sell merchandise.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 17, 2011
Listed
Dec 12, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012