Murtaz is from the village of Simoneti, West Georgia. He is 56 years old, married and lives with his family: his wife – Madona, his fifteen-year-old daughter, thirteen-year-old twin boys and his parents.
Murtaz works as tinsmith in the village. He makes ovens and different products, which are sold locally. In addition to his main job, Murtaz is actively involved in family farming activities. The family has a milk cow. They produce cheese and sell it locally. Also Murtaz works in the family's 300 sq meter greenhouse, where greens are grown. The greens are sold locally as well, to greengrocery retailers. The family's total average monthly income is 800 Laris, which includes the monthly pensions of Murtaz's parents.
Murtaz requested credit to purchase a polyethylene cover for the greenhouse, as the old one is torn and can’t maintain the required temperature. With the new cover, Murtaz will be able to grow high quality greens in the greenhouse and sell them for a good price. This will positively impact on the income of the family. Murtaz will use the additional income to finance the daily expenses of his big family.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.